Family Office Services for Indian and NRI Business Families
A family office separates the family's wealth from the family business — so that investment decisions, succession and governance are run deliberately rather than around the dinner table. For most Indian families it starts as a single-family structure with three moving parts: an investment mandate, a governance charter, and a succession vehicle.
Regi Tom Antony, FCA · SME Advisory
When a family needs one
Few families decide to build a family office in the abstract. It usually follows an event that makes the informal way of doing things visibly inadequate.
- A liquidity event: the business, or part of it, has been sold
- Wealth now spread across the operating business, real estate and listed investments
- A second generation entering the business, or deliberately being kept out of it
- Family members living in more than one country
- The first serious estate-planning conversation, often prompted by health or age
- Investment decisions being made informally, with no written record of who decided what
What we set up
| Component | What it covers |
|---|---|
| Investment governance | Mandate, asset allocation policy, manager selection and review, consolidated reporting across entities |
| Structure design | Choosing between an investment company, LLP, private trust or a combination, and what each costs to run |
| Succession vehicle | Will, private trust or both, aligned to who actually runs the business next |
| Cross-border layer | FEMA position for NRI family members, repatriation routes, and where residency changes the answer |
| Family governance | Charter, constitution, decision rights, and a dispute mechanism agreed while everyone is still talking |
| Consolidated reporting | One view of business, investments and personal assets rather than six spreadsheets |
Single-family vs multi-family
Single-family office
Dedicated to one family, with its own people, systems and entities. It gives full control and privacy, but it carries its own fixed cost every year regardless of how markets or the business perform. That is why it usually makes sense only once the asset base and complexity are large enough to absorb it.
Multi-family or outsourced office
The same functions, accounting, reporting, compliance, investment oversight and governance support, delivered by a shared team. The family keeps the decisions; the running cost is shared. For many families this is the sensible starting point, with a move to a dedicated office later if it is justified.
Where the crossover sits depends on the asset base and how complex the family's affairs are. We model both options on your actual numbers rather than applying a rule of thumb.
The NRI dimension
When some family members live abroad, residency determines what each of them can hold in India, how money can move between countries, and how their share of income is treated. Those positions change when someone emigrates or returns, and a structure designed without them often has to be unwound later at real cost. We build the FEMA and residency sequencing into the design from the start rather than retrofitting it. For the individual side of NRI planning, our NRI-specialist site NRI Blueprint covers residency, repatriation and tax filing in depth.
How we work
Map
Assets, entities, family members and jurisdictions, documented in one place.
Design
Structure options with their running costs and tax consequences, compared side by side.
Implement
Incorporation, trust deeds, and bank and custodian onboarding.
Operate
Reporting cadence, annual review and governance meetings.
Frequently Asked Questions
Related services
This page is general information, not tax, legal or investment advice. Family office and succession structures depend entirely on your family's specific facts, assets and residency positions. Speak to us before acting.
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