What are outsourced CFO and accounting services?

One external team runs both layers of your finance function: day-to-day accounting (bookkeeping, payables, receivables, payroll, GST and TDS) and CFO oversight (monthly MIS, cash planning and review). You get one accountable team instead of separate vendors.

What is a shared CFO for an MSME?

A shared CFO is a senior finance professional whose time is shared across a small number of businesses. An MSME gets CFO-level review and planning without a full-time hire, supported by an accounting team that keeps the books current.

How is this different from a virtual or fractional CFO?

A fractional CFO is senior time only; our virtual CFO service installs and runs a full finance operating system. Outsourced CFO and accounting services sit in between: we take over your existing accounting work and add a shared CFO on top.

Outsourced Finance Office

Relevant for:For SMEs

Outsourced CFO & Accounting Services for MSMEs and Growing SMEs

Outsourced CFO and accounting services give MSMEs and growing SMEs a complete finance office run by one external team — bookkeeping, payables, receivables, payroll, GST and TDS, overseen by a shared CFO who reviews the numbers every month. It suits owner-led businesses whose accounts are handled by a stretched in-house clerk or several disconnected vendors, and who want clean books and CFO-level visibility without building a full finance department.

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What's Included

Monthly bookkeeping and ledger closing

Accounts payable and receivable management

Payroll processing with statutory deductions

GST and TDS computation, filing support and reconciliation

Monthly MIS pack reviewed by a shared CFO

Cash flow planning and working-capital review

Audit-ready books and year-end coordination with your auditor

Our Process

STEP 1

Finance review

Map current accounting, vendors, gaps and backlogs.

Week 1

STEP 2

Transition

Take over books, catch up arrears and set monthly calendars.

Weeks 2–4

STEP 3

Run

Monthly close, payroll, filings support and MIS.

Ongoing

STEP 4

CFO review

Monthly shared-CFO review of margins, cash and compliance.

Monthly

Documents Required

Last audited financials and current trial balance
Accounting software access and bank statements
GST and TDS registrations and recent returns
Payroll register and employee master
Vendor and customer master lists

Key Statutory References

Item	Reference
GST	Returns and reconciliations prepared from your books — confirm due dates against the latest notifications
Income Tax / TDS	TDS deduction, deposit and quarterly return support
Companies Act / LLP Act	Books maintained to support statutory audit and annual filings

Frequently Asked Questions

Related Services

Virtual CFO services in India Fractional / part-time CFO services Bookkeeping services Payroll processing GST advisory & return filing

Guides & Resources

What Is a Virtual CFO?

Plain-English definitions of virtual, fractional and outsourced CFO roles.

Read →

Virtual CFO Meaning: What a VCFO Does

How CFO oversight works for Indian SMEs.

Read →

Hand over your finance office to one accountable team

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Scope of services and important information

This page describes services offered by RTA & Associates, Chartered Accountants. It is published for general information and does not constitute tax, legal, financial or investment advice, nor an offer or solicitation to provide services in any jurisdiction where we are not qualified to do so.

Any engagement is governed by a separate written engagement letter, which sets out the scope of work, the deliverables, the fees and the limits of our responsibility. Nothing on this page forms part of that engagement or varies its terms.

Descriptions of timelines, processes, costs and outcomes are indicative and depend on your specific circumstances and on third parties — regulators, exchanges, banks and counterparties — whose timelines we do not control. Statutory and regulatory requirements change; the current position should be confirmed before you act.

We are Chartered Accountants. Where a matter requires legal advice, advice on the law of a country other than India, or a regulated investment recommendation, we will say so and you should take advice from an appropriately qualified and licensed adviser in the relevant field and jurisdiction.